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(Cover Letter Sample)

Your present address
City, State, Zip

Date

Person’s Name
Title
Company
Address

Dear Ms. Jones:

FIRST PARAGRAPH:
Attract the employer’s interest by briefly touching on your specific interest in the company
and/or position. If you have been referred by someone, here is where you mention it. Avoid
such stereotypical, overused first sentences as “This is in answer to your advertisement,” or “I
am a senior in Psychology at Penn State.” You want to convince the reader that you are
interested in them by specifically outlining why you want to work for them and how you would
contribute to the organization.

MIDDLE PARAGRAPH:
Describe your interest in the position, in the field of work, or in the organization. If you have a
related class, student activity, volunteer or work experience, be sure to mention pertinent
data or accomplishments to show that you have specific qualifications or skills for this
particular type of work. Refer to key aspects of the resume which relate to the job or
employer, but don’t restate complete sections of the resume.

CLOSING PARAGRAPH:
Mention your interest in discussing the job in person (i.e., ask for an interview). Express
appreciation for being considered and include a statement about your desire to have an
interview.

Sincerely,
Your typed name

Surname

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NAME:

TUTOR:

COURSE:

TITLE:

The importance of having accident insurance companies is owed to the fact that every person is liable to accident regardless of his pursuit or occupation. This liability is however not equal in all cases. The presence and persistence of these two companies in London is a clear indication of the fact that huge sums of capital are incurred and required to offer these services, responsible management for the safety of the business, success and durability. Insurance companies are very helpful all individuals with a common interest and want to secure their properties.

The Travelers Insurance company, insures against these casualties: broken bones, all forms of dislocation, ruptured tendons, crushing’s, sprains, cuts, concussions, stabs, gunshots wounds, tears, burns, poison wounds, burns and scalds, bites from mad dogs and serpents assaults by robbers chemical, explosion effects, floods or earthquakes among others. On the other hand, the company is not liable to any death that arises from gout, rheumatism, hernia, or just any other kind of disease that may arise in the system after or before the accident or during the accident.

The company’s general accident policies entail insurance against all forms of accidents and at all places and times. It is usually a served for one year but can be had for three, two or five years, months or so. They offer a full protective anywhere at all times.

What makes this company outstanding is the way it offers its weekly compensation to its patrons. Under just any other ordinary policy, it is hard for a person to whose life has been insured to reap personal benefits from assured sum; this amount is given to the family after death has occurred. These compensations are made to all people without contesting anyone.

This is considered to be the inexpensive kind of protective insurance provider. It has gone to cover a very big risk in proportion to premium amount compared to any other insurance company, and is available to all people. in case of a serious accident, a yearly premium of $10 -12 regarding to occupation can secure up to a $2,000 policy at a time of fatal accident, or $10 weekly at times of disabling injuries, which is issued as long as a person is suffering the injury. The company has prudently invested assets and capitals in good securities which can be converted to a single days’ notice, to cater for any immediate losses. The policy covers all ages except for children. It does not inquire at the health of state.

Unlike in the case of Travelers insurance, Uncle Sam, is highly selective and hidden from the common people. it is located in the basement where only few selected fellows have the permission to enter the area as not everyone is allowed to go there. It is called the senate kitchen which is not open for the public.

Here they are characterized by a dozen of senators who sit down in the room and enjoy ravish food unlike in the travelers where all people were allowed to enroll for the policy and enjoy the benefits of the policy without considering where they come from and what they do. Here the charges for interests is 7% annually. And when the interest is not paid, they sell the article to compensate for the loan. Thus, any given ticket here unlike in travelers has a given speculative value.

The other major difference between the two policy providers is that, as travelers is open to all people this new kind of policy covers just a selected few from the rich members of the society. They are given special treatments such as entertainments which are not part of traveler’s policy. The way travelers handle its issues is very different from how it is done here. Numerous people are covered in travelers but Uncle Sam covers the rich class. Here they even formed a new quartet as a result of demands by one individual Mr. Barton, which is an indication of how some individuals are more superio0r than others and are given special privileges. They engage in planned secured engagements to treat the fortunate few which does not happen in Traveler company.

While the Traveler covers every single kind of disability in the society which has made secure a lot of benefits, these new types of policy just covers the interests of the rich and selected people in the society who are given special treatment. It is one that is believed to cover the dishonest members who have acquired their wealth unlawfully. Unlike in Travelers where one has to give $10-12 to enjoy an annual benefit of $1,000 here, they only need to issue $5 and enjoy luxury for a whole week. Even without any form of accident. The way its members are covered even when there are no accidents has completely made it a rogue policy.

Travelers covers its cases immediately after filing a situation but for Uncle I will take up to 36 hour which create time for them to initiate their schemes of stealing the cash. This process can be accomplished by two individuals who are ready to steal cash. It is hard for this company to really take into account the needs of the poor as their money is lavishly used by few people. it does not put into account events that took place sometimes back and those who suffer very minimal injuries are not compensated anything. The way the do their things is very artistic that make it hard for people to notice. They are canning and even fake injuries so that they get compensated while the poor are not given their due.

Members are just allowed to insure with just one company and they even lie when they want a compensation regarding the fact that they are not insured with any other policy. Basically, the two policies are very different in the way they treat their clients and how they issue compensation. Travelers is very fair and covers a wide range of people without considering their economic classes which is not the case in Uncle Sam where fraud is eminent, clients are treated with discrimination and only the rich are able to enjoy the benefits of thye farm. The is not even available for thye reach of the public which makes it hard for them to file their cases for compensation.

The two insurance companies vary a lot in the way they handle their customers by providing services to them. One is a genuine company which caters for the needs of the customers while the other one is biased and only takes care of the needs of those rich guys from upper class while neglecting the poor common people.

Baer, H. R. (1947). Suing Uncle Sam in Tort-A Review of the Federal Tort Claims Act and Reported Decisions to Date. NCL Rev., 26, 119.

Fabian Witt, The Accidental Republic: Crippled Working, Destitute Windows, and the Remaking of American Law (2004: repr., Cambridge, MA: Harvard University Press, 200), 22.

Frank, M., Lange, J., Napp, M., Hecht, J., Ekkernkamp, A., & Hinz, P. (2010). Accidental circular saw hand injuries: trauma mechanisms, injury patterns, and accident insurance. Forensic science international, 198(1-3), 74-78.

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