Mary borrows $80,000 to buy her home. Beginning next month she will pay the lender $720 per month for the next 20 years. What is the ROR?

Mary borrows $80,000 to buy her home. Beginning next month she will pay the
lender $720 per month for the next 20 years. What is the ROR? (Hint: 20 years = 240
months. Calculate the monthly interest rate first, then multiply by 12 to obtain the annual
percentage rate, APR).

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